OWENSBORO, KY – Heritage Federal Credit Union will be opening a new, full-service branch in Owensboro, KY. The Heritage Federal Credit Union Frederica Branch will be located at 1819 Frederica Street.
Heritage Federal Credit Union is a community-chartered credit union headquartered in Newburgh, Indiana. The company got its start in 1965 as Warrick Employees Credit Union and now has assets of nearly $1 billion.
Heritage Federal Credit Union will provide exceptional member service, deposit service, and both business and personal lending products/services to Owensboro and the surrounding communities. The company will also provide investment services, safe deposit boxes, and drive-thru service at the Owensboro location.
“Here For You!” is Heritage Federal Credit Union’s bottom-line statement, with core values of family, unequaled service, and giving back. The company has found great success in providing client support by implementing a culture that puts employees first and provides an engaging, high-performing, and fun environment that allows employees to succeed. GOEDC President & CEO Brittaney Johnson said, “We’re excited for Heritage Federal’s growth and expansion into Owensboro, Daviess County. We are grateful for the creation of new employment opportunities and the immediate positive economic impact on the Greater Owensboro region.”
The team at Heritage Federal believes that personal and business banking is built on relationships. Even with remote work becoming a new reality for many companies, client interactions remain at the heart of the company’s business model.
The new Frederica branch is part of Heritage Federal’s expansion plan for Daviess County. This expansion follows an approval made by the National Credit Union Administration (NCUA) in 2021, allowing Heritage Federal to expand into 22 new counties throughout Indiana, Illinois, and Kentucky. This will be Heritage Federal Credit Union’s second branch in Kentucky, with an existing branch located in Henderson. Mayor Tom Watson added, “We welcome Heritage Federal Credit Union to our community and appreciate their investment in Greater Owensboro.”
“This Frederica branch is part of our expansion plan to place brick-and-mortar locations in Daviess County to better serve the needs of our members and prospective members,” said Tony Aylsworth, president & chief risk officer of Heritage Federal Credit Union. “We are excited about adding this new branch in
Daviess County, and we look forward to providing the same high-quality financial products and services to our members at this Frederica branch that we provide to members at our other Henderson, Warrick, Vanderburgh, Posey, and Gibson County branches.”
Brad Osborne will serve as a senior regional commercial banker for the Frederica branch. Osborne has 16 years of financial institution experience – most recently serving as a senior commercial banker, a producing regional sales manager, Owensboro-Daviess County market president, and a financial center leader/business banking officer in the Owensboro area. Osborne has a bachelor’s degree in Corporate and Organizational Communication from Western Kentucky University and holds an Omega Commercial and Personal Credit Certification, as well as a Moody’s Analytics Commercial Credit Certification.
A grand opening celebration for Heritage Federal Credit Union will be held at the Frederica branch on Tuesday, June 14 from noon-1 p.m., with a ribbon-cutting ceremony held at 12:15 p.m.
About Heritage Federal Credit Union
Heritage Federal Credit Union is a full-service financial institution with over $940 million in assets and serves more than 65,000+ members in Gibson, Posey, Warrick, Vanderburgh, Daviess, Knox, Spencer, Pike, Perry, Crawford, Clark, Floyd, and Harrison Counties in Indiana; Henderson, Daviess, Hopkins, Hancock, Ohio, McLean, Webster, Union, and Crittenden Counties in Kentucky; and Lawrence, Wabash, White, Gallatin and Hardin Counties in Illinois. As a nonprofit, credit unions provide low-cost financial services to their members and are mission driven. Founded in 1965, Heritage Federal is committed to improving the daily lives of those we live and work with, providing members the best financial products and services, and giving back to the local communities through donations, sponsorships, and volunteerism. More information regarding Heritage Federal Credit Union can be located at heritagefederal.org






David Oetken currently serves as the Center Director of the Louisville Small Business Development Center where he helps the community’s entrepreneurs start and grow their businesses. He also teaches classes on entrepreneurship and financial management. Prior to joining the Louisville Small Business Development Center, he was the Managing Director of Business Advising Services at Greater Louisville Inc.’s EnterpriseCorp, where he helped second stage companies raise capital. He has extensive small business experience owning and operating businesses in hospitality, commercial real estate, professional sports, manufacturing, and distribution. Dave received his MBA from Bellarmine University, is a Certified Commercial Property Manager, Economic Development Finance Professional, Certified Exit Planning Advisor and Certified Mergers & Acquisitions Advisor.
John Marshall Moore is an Owensboro native. As a fourth generation, multiple business owner, he believes that entrepreneurship is the key to continued success for our region. He is the current President/Managing Partner of the Moore Automotive Team, consisting of 14 franchises and almost 300 team members. He is the Fund Manager of Marshall Ventures, and early-stage venture fund with seven portfolio companies. He is the founder of CarJockey.com, the first company in the US to auction vehicles online and develop a dealer network of over 400 auto dealers. Moore is the founder/operator of Auto Business Consultants, a firm the audited over 200 auto dealerships building forecasts, financial plans, managed ongoing operations, and liquidations. He is the current owner of Legends, a retail store for active people. He is a current board member of the Commonwealth Seed Capital Fund, a state funded venture capital fund with over $40 million in total assets. He is a board member of the Greater Owensboro Chamber of Commerce and the Greater Owensboro Economic Development Corporation. John has a Bachelor of Science in Economics from Centre College and a MBA from Indiana University.
Aaron Kizer is a successful entrepreneur and world-renowned artist from Owensboro. He is the owner of Kizer Arts and Kizer Construction, and Creative Director of Green River Distillery. He has worked with multiple well-known brands, including Aria in Las Vegas, Maker’s Mark, NASA, Jim Beam, the University of Kentucky, and Ritz Carlton, among others. His construction company is in high demand and continually works on new, unique projects. His work has taken him around the world, but he continues to give back to the Owensboro community. His work has taken him around the world, but he continues to give back to the Owensboro community.